Debbie Maue | Debbie Maue

158 Ridge Run 1, Whitefish, MT 59937

$1,800,000

Remarks: Waiting for your Mountain Dream to come true!! Stunning views of the slopes/mountain and peaks of the valley on this true ski-in/ski-out lot at Whitefish Mountain Resort! Slope side access to Home Again Ski Trail in Sunrise Ridge. In winter, start your day with a ride on fresh powder straight from your property to first chair. In summer, savor the view of the sunrise lighting the bear grass on the slopes. .63 acres. The seller has plans/specs for an approximately 9000 sqft home and will build.

130 Karrow Avenue #C, Whitefish, MT 59937, $889,900

Sold

3 Beds 2 Baths 1 Partial Bath 1,834 Sq. ft.

Style: 2 Story
Age: 2024 Years
Parking: 2 Car Garage car garage
MLS# 30031608

Steps to Downtown Whitefish in the hottest growing area of town! Single family living but simpler! New Construction Townhome- 3br/2.5ba + family room, attached 2 car garage (***130C & 122A have an additional parking pad) and your own private yard!!! Tastefully finished throughout with luxury finishes. Spacious, Chef’s quality kitchen featuring 42″ cabinets, corian countertops, under cabinet lighting and Cafe stainless steel appliances fit for the most discerning cook. Overlooking the dining area, living room and adjacent to your own private yard, the large breakfast bar it is perfect for family gatherings and entertaining. Upstairs you will find the bonus family room, king-size master with spa-like bath and a large walk-in closet, 2 queen-size guest bedrooms with a shared double sink bath and integrated storage, and a full laundry room with sink and even more room for storage.

Quarterly Condo Fees: $450

122 Karrow Avenue #C, Whitefish, MT, 59937 US, $915,000

Sold

3 Beds 2 Baths 1 Partial Bath 1,870 Sq. ft.

Steps to Downtown Whitefish in the hottest growing area of town! Single-family living but simpler! New Construction Townhome- 3br/2.5ba + family room, attached 2 car garage (***130C & 122A have an additional parking pad) and your private yard!!! Tastefully finished throughout with luxury finishes. The spacious, Chef’s quality kitchen features 42″ cabinets, corian countertops, under cabinet lighting, and Cafe stainless steel appliances for the most discerning cook. Overlooking the dining area, living room, and adjacent to your private yard, the large breakfast bar it is perfect for family gatherings and entertaining. Upstairs you will find the bonus family room, king-size master with spa-like bath and a large walk-in closet, 2 queen-size guest bedrooms with a shared double sink bath and integrated storage, and a full laundry room with sink and even more room for storage.

Interior Features

Family Room, private yard, high ceilings, recessed lighting throughout, extensive wood trim, baseboards and doors, hot/cold water spigot in the garage for your pup! Dual zone heating/cooling, gas fireplace, large laundry room, and EV Charger.

Exterior Features

Large Private Yard

405 Dakota Avenue Whitefish, Montana 59937

Listing

1,800,000

Active

MLS#30035932

2 Bedrooms
1 Half Baths
2 Full Baths
0 Three Qtr Baths

2,177 SF Living
Built in 2014
0.261 acres

405 Dakota Ave, Whitefish, MT 59937

Listing Agent, Debbie Maue, gri, cips, abr

Located in Whitefish’s most desirable neighborhood! Steps to City Beach, the bike paths and a few more minutes to town. This impeccably maintained custom home has a “tree house” feel as you are nestled up above the road offering privacy, extensive filtered views of the lake, the mountain and opportunities to catch a glimpse of Montana’s abundant wildlife. On the main level and one flight up you enter off the pergola covered deck. Perfect for your morning coffee or a relaxing afternoon. As you enter the open concept plan, you have the formal living room, dining room and family room adjacent to the thoughtfully planned kitchen with a window overlooking the back yard, loads of countertops, granite breakfast bar and direct access to the back patio. There’s even a pantry, office nook and separate office/den (expand into the pantry for a small bedroom?). Enjoy your own putting green right outside your back door! Great for chilling out at the end of the day. Gas installed for a fire pit and there’s even room for a hot tub. Upstairs you will find the grand master bedroom where you wake up to peaks of the lake and mountain. Large enough for a king-size bedroom set and more with a large walk-in closet, a beautifully finished bath featuring double vanities and an exceptional amount of counter and storage space. On the ground/walk-out level is the private ADA accessible guest bedroom suite with its own entrance and sitting room with a wet bar. There is also the attached one car garage with loads of storage for all your toys and an additional car port. All of this and more! Contact Debbie Maue 406-219-7683, or your real estate professional.

Debbie Maue Real Estate Listing 405 Dakota Avenue Whitefish MT

Debbie Maue Listing Agent 405 Dakota Ave, Whitefish MT 01

Debbie Maue Listing Agent 405 Dakota Ave, Whitefish MT 02

Debbie Maue Listing Agent 405 Dakota Ave, Whitefish MT 03

Directions: Downtown to Wisconsin, go left on Skyles. Right on Dakota. 1 block down on your right.

General Description

Listing Id: 30035932
Geo code: 07429225306160000
Placed on Market: November 1, 2024

Property Type: Residential
Property Sub Type: Single Family Residence
County: Flathead
Architectural Style: Other

Levels: Three Or More

Bedrooms Total: 2
Bedrooms Above Grade: 2
Bedrooms Below Grade: 0
Bathrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: 1
Bathrooms Three Quarter: 0
Bathrooms Above Grade: 3
Bathrooms Below Grade: 0

Living Area: 2,177

Below Grade Finished Area: 0
Main House Sq Ft: 2,177

Lot Size Acres: 0.261

Interior Features
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Security System, Washer
Basement YNNo
BasementNone

Exterior / Construction
Garage Spaces1.00

Parking Features
Additional Parking, Heated Garage, Shared Driveway

Foundation Details
Poured Concrete

Systems / Utilities
Cooling: AC Central Air
Heating:Gas Forced Air
SewerPublic Sewer
Water SourcePublic

Association
Association Y/N: No

Legal / Tax Info
Tax Annual Amount: $5,782
Tax Year: 2024

Listing Agent, Debbie Maue, gri, cips, abr

How Commissions Work

Buying Property, Resources, Selling Property

A Quick Breakdown of Current Real Estate Commissions

Traditionally, the seller covered the real estate commission, a percentage of the home’s sale price. This commission was then split between the seller’s listing brokerage and the buyer’s brokerage. Each brokerage, in turn, divided that commission between their respective agents – the listing agent and the buyer’s agent.

But the real estate landscape is changing, and so is how buyer’s agents are compensated. Nowadays, sellers can either offer to pay the buyer’s agent directly or provide a credit to the buyer at closing, which the buyer can use to compensate their agent or completely leave it up to the buyer to compensate their buyer’s agent themselves.

Questions? Email Debbie

Email Debbie

Planning Ahead for Your Tax Liabilities

Resources, Video

Planning for Your Tax Liabilities as a Homeowner: Why It’s Crucial

As a homeowner, tax time can be stressful, especially if unexpected liabilities catch you off guard. That’s why it’s crucial to plan ahead and meet with a tax professional before the year ends. Too often, people wait until tax season to consult their accountant, missing valuable opportunities to save money. By planning in advance, you can better manage your tax liabilities and take advantage of deductions that may apply to your real estate investments.

In this video, Debbie Maue and her expert partner highlight the critical importance of tax planning before year-end. With constant changes in tax laws, it’s essential for homeowners to meet with professionals ahead of time to understand and plan for their tax liabilities. Planning in advance allows for strategic decision-making, whether it’s accelerating or deferring expenses, and helps avoid last-minute crises. Additionally, real estate offers unique opportunities in tax deductions and planning strategies that can greatly reduce your liability. Working with seasoned professionals like Debbie and her team ensures you’re aware of all available options and deductions, allowing you to make informed decisions about buying, selling, or structuring your real estate investments. The video covers the following

1. Understanding the Changes in Tax Law
Tax laws constantly evolve, and many homeowners worry that these changes will result in higher taxes. However, as Debbie Maue and her team of experts explained in a recent discussion, these changes can also create new opportunities. With the right planning, you can strategically manage your expenses and assets, ensuring you maximize your deductions and minimize your tax liability.

2. Strategic Timing
One key advantage of tax planning is the ability to accelerate or defer expenses based on your financial situation. By reviewing your finances before the end of the year, you can make informed decisions about when to buy, sell, or invest in property. This proactive approach allows you to structure your financial moves in ways that benefit you come tax season.

3. Avoiding Last-Minute Crises
No one enjoys a last-minute scramble, especially when it comes to taxes. By meeting with a tax professional early, you can avoid surprises and better prepare for any potential liabilities. Planning ahead allows you to assess your financial picture and take steps to minimize any taxes owed. It’s much easier to address these issues before they become a crisis.

4. Expert Guidance
Navigating the complexities of tax law can be daunting, but working with professionals like Debbie Maue and her partners offers a distinct advantage. With years of experience and clients across the globe, they are well-versed in finding deductions and strategies that others might overlook. Whether you’re buying, selling, or managing a portfolio of properties, Debbie’s team can provide the expert guidance needed to make smart, tax-efficient decisions.

Questions? Email Debbie

Email Debbie

Why Work with a Seasoned Mortgage Broker

Resources, Video

The Benefits of Working with a Seasoned Mortgage Broker: Insights from Debbie Maue and Dean Vlamis

For nearly two decades, real estate expert Debbie Maue and mortgage broker Dean Vlamis have collaborated to help countless clients navigate the home-buying process. In a recent conversation, they highlighted the key advantages of working with a seasoned mortgage broker over a traditional banker.

1. Accountability and Personalized Solutions
Mortgage brokers, like Dean, often have greater accountability to their clients than bankers, as they are not tied to a single financial institution. This independence allows brokers to offer a variety of loan packages, many of which are not available through banks. For borrowers with unique financial situations—what Debbie calls “out-of-the-box” circumstances—brokers can provide solutions tailored to meet their specific needs.

2. Flexibility with Time and Availability
Unlike bankers, mortgage brokers aren’t restricted to typical business hours. They understand that the real estate market moves quickly and that clients may need pre-approvals or other paperwork outside of standard hours. As Dean points out, brokers are often available on nights and weekends to ensure the home-buying process stays on track, especially when time is critical.

3. Expertise in Navigating Complex Mortgages
The mortgage process has become increasingly complicated in recent years, with more regulations and paperwork than ever before. Mortgage brokers, with their years of experience and ability to work across different lenders, are adept at guiding clients through these challenges with ease. They have seen nearly every scenario imaginable and can offer tailored advice based on a wealth of client experiences.

4. Access to More Lending Options
Where banks are limited to their own products, mortgage brokers have access to a broader network of lenders. This means they can often secure better rates or more favorable terms for their clients, including special programs for first-time homebuyers, veterans, or those with non-traditional employment histories. In the long run, this can result in significant savings and more favorable loan structures.

5. Strong Relationships with Lenders
Experienced brokers build strong, long-term relationships with various lenders. These connections can work to a borrower’s advantage, as brokers often know how to negotiate better terms or expedite the approval process. Working with someone like Dean, who has fostered relationships over many years, means clients benefit from a network of resources that simply isn’t available when dealing with a single bank.

Whether you’re a first-time homebuyer or an experienced investor, partnering with a seasoned mortgage broker like Dean Vlamis can make all the difference. As Debbie Maue’s years of experience have shown, having an expert guide who understands the ins and outs of both real estate and mortgages helps ensure the smoothest possible journey to homeownership. Please watch the video below to learn more, and contact Debbie if you have questions or would like a recommendation for a mortgage broker.

Questions? Email Debbie

Email Debbie

Whitefish

Northwest Montana Towns, Whitefish

Welcome to Vibrant, Active Whitefish, Montana!

Located in the Northern Rocky Mountains of Montana, Whitefish is nestled at the edge of Glacier National Park. Each season offers a breathtaking opportunity to experience the millions of acres of mountains, forests, lakes, and rivers surrounding town in every direction.

Despite its seemingly remote location, Whitefish boasts among the closest direct air service into a mountain ski town (just 11 miles) in the U.S. Its Northern Rockies location, adjacent to the peaks of Glacier National Park, Big Mountain (home to Whitefish Mountain Resort) and the Whitefish Range, is comprised of numerous lakes, including Whitefish Lake, wild and scenic rivers and an enormous valley that stretches 60 square miles and features Flathead Lake, the largest natural freshwater lake west of the Mississippi. The location of the valley keeps it safe from extreme climate changes encountered in other portions of Montana, making it ideal for year-round recreation.

The development of Whitefish as a recreation town is as unique as the beauty it’s famous for. Unlike many mountain destinations, Whitefish was not developed by outside investors, but by the residents themselves. Over 50 years ago, the Whitefish population bonded together with a common vision of creating a unique and memorable recreation location. Pooling their money and making decisions together, Whitefish Mountain Resort, Whitefish Lake Golf Club and the town of Whitefish are a reflection of that dream, initiative and hard work.

The people of Whitefish are genuinely friendly and down-to-earth. The town’s low-key atmosphere tends to make life in this tight-knit community a happy and warm place to live as well as visit. Though you may spot a movie star on occasion, Whitefish is the kind of town that wants to keep out of the spotlight despite the high-profile beauty of its own backyard. Success here is measured in terms of how many mountains one has climbed, runs skied or fish caught. The locals are welcoming and willing to share their recreational passions with visitors — freely swapping stories at the local galleries, coffeehouses or saloons.

With its covered sidewalk main street leading to the cultural arts center, historic depot museum and public library, this quaint, picturesque western town offers visitors a change from the fast-paced, hustle and bustle of urban life. Central Avenue is filled with a variety of quality restaurants, shopping and night life. Lodging choices range from full-service resorts to charming B&Bs, rustic but elegant lodges and cabins, as well as condominiums and private homes.

Questions? Email Debbie

Email Debbie

Mortgage Broker vs. Banker: Key Differences

Resources, Video

Mortgage Broker vs. Banker: Key Differences

When navigating the home buying or selling process, choosing between a mortgage broker and a banker can significantly impact your experience and financing options. Here’s a breakdown of the key differences:

Debbie’s exclusive video interview with mortgage broker Sergio Giangrande offers expert insights on navigating the home buying process smoothly. Sergio shares valuable tips to help ensure buyers face fewer hurdles and make informed decisions. For a deeper dive into how working with the right mortgage professional can streamline your transaction, watch the video interview now for essential advice and strategies.

Mortgage Broker: A mortgage broker acts as a middleman between you and a range of lenders. Their role is to shop around for the best loan options that fit your financial situation and goals. Brokers typically have access to a variety of lenders, including banks, credit unions, and private lenders, which gives you more flexibility and competitive rates. They can help simplify the process by comparing various mortgage products for you, often securing better deals than you’d find on your own. Mortgage brokers are paid through fees, either by you or the lender, but their primary focus is finding the best mortgage for your needs.

Banker: A banker works directly for a specific financial institution, like a bank, and offers loan products exclusively from that institution. While banks may offer competitive rates, their product offerings are more limited compared to what a mortgage broker can provide. The benefit of working with a banker is often the convenience of managing your mortgage through the same institution where you might already have checking or savings accounts. Additionally, some banks may offer special incentives or discounts to existing customers.

Which Is Right for You? If you’re looking for a wide variety of loan options and personalized guidance, a mortgage broker may be the better choice. On the other hand, if you have a strong relationship with your bank or prefer a more straightforward approach, working with a banker could be more convenient. Each option offers unique benefits, so it’s essential to weigh your priorities—whether it’s flexibility, speed, or working within a trusted financial institution—when deciding which path to take.

Questions? Email Debbie

Email Debbie

Why Buy Homeowners Insurance

Resources, Video

Protecting Your Investment: The Essential Value of Homeowners Insurance

Homeowners insurance is an essential safeguard for anyone who owns a home. It provides financial protection against unexpected events, such as natural disasters, theft, and accidents, which could otherwise result in overwhelming costs. Without proper insurance, a homeowner could face significant out-of-pocket expenses to repair or replace their home and personal belongings. Additionally, homeowners insurance often includes liability coverage, offering protection if someone is injured on your property or if you accidentally cause damage to someone else’s property. By having a comprehensive policy, you not only protect your physical home but also your financial stability. This peace of mind allows you to fully enjoy your home, knowing you’re prepared for life’s uncertainties. It’s a key part of responsible homeownership, ensuring that your investment is secure, no matter what challenges arise. Watch Debbie’s interview with Greg Jareczek of State Farm and learn some of the more surprising, unexpected occurrences that will make you glad you invested in homeowners insurance.

Questions? Email Debbie

Email Debbie

West Glacier

Northwest Montana Towns, West Glacier

As Close To Glacier National Park as it Gets

West Glacier anchors the western entrance to Glacier National Park and provides various visitor services including lodging, cafes and gift shops. Recreation activities include golfing, hiking, biking or cruising nearby Lake McDonald on a boat tour, paddle boarding, fishing or rafting the Flathead River. Snowshoeing and cross-country skiing are available in the winter too. Finally, it is one of the stops on Amtrak’s northern route across Montana. West Glacier is not only an incredible place to live, its also a proven investment for vacation rentals.

Questions? Email Debbie

Email Debbie

Trego

Northwest Montana Towns, Trego

You’ll Find Trego, Montana nestled in the Kootenai National Forest

Trego, Montana, is a quiet, rural community known for its peaceful surroundings and close-knit atmosphere. Nestled in the lush Kootenai National Forest, Trego is a haven for outdoor enthusiasts, offering easy access to hiking, fishing, and wildlife watching. Property prices here tend to be more affordable compared to neighboring towns, making it a great option for those seeking a serene, nature-filled lifestyle. Its proximity to Eureka and Whitefish means residents can enjoy small-town charm while still having access to amenities and services in nearby areas.

Trego is also close to Dickey Lake, a popular spot for boating and camping. Though small and rural, its scenic beauty and proximity to other attractions make it a favorite for those seeking an off-the-beaten-path lifestyle.

How Can I Help You?

Email Debbie

Get In Touch

Phone Number

(406) 219-7683

Email

dmaue@glaciersir.com

License Number

#38756

Office

Glacier Sotheby's
204 Central Avenue
Whitefish, MT 59937

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Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks used with permission. Sotheby’s International Realty Affiliates LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Office Is Independently Owned And Operated. If your property is listed with a real estate broker, please disregard. It is not our intention to solicit the offerings of other real estate brokers. We are happy to work with them and cooperate fully. Although information, including measurements, has been obtained from sources deemed reliable, accuracy is not guaranteed.

How are Real Estate Agents Paid?

Buying Property, Moving, Selling Property

Understanding How Real Estate Agents Get Paid: What Every Buyer and New Agent Should Know

Navigating the real estate market can feel overwhelming, but one thing is certain: having an experienced Realtor by your side is a game-changer. Whether you’re buying or selling, it’s essential to understand how real estate agents are compensated, so you can make informed decisions throughout the process.

The Role of Real Estate Agents: Independent Contractors

First things first: real estate agents are Independent Contractors. That means we’re self-employed, covering all of our business expenses, insurance, taxes, and even social security. We don’t get the typical perks like paid vacations, company cars, or expense accounts that employees often enjoy. Every marketing flyer, tank of gas, and insurance premium comes out of our own pockets. So, when we say we’re dedicated to helping you close the deal, we mean it – we don’t get paid until that happens!

How Commissions Work: A Quick Breakdown

Traditionally, the seller covers the real estate commission, which is a percentage of the home’s sale price. This commission is then split between the seller’s listing brokerage and the buyer’s brokerage. Each brokerage, in turn, divides that commission between their respective agents – the listing agent and the buyer’s agent.

But the real estate landscape is changing, and so is how buyer’s agents are compensated. Nowadays, sellers can either offer to pay the buyer’s agent directly or provide a credit to the buyer at closing, which the buyer can use to compensate their agent. In some cases, the buyer may need to pay their agent themselves.

What This Means for You as a Buyer

At my firm, we believe in transparency and fairness. Whether you choose a property listed by us or by another firm, our agents are paid the same. You’ll always receive the full support and expertise of your agent, regardless of where you find your dream home.

The Fiduciary Duty: We Work for You

As your agent, my primary responsibility is to represent you. Whether you’re buying or selling, I owe you my complete loyalty, confidentiality, and commitment to securing the best possible outcome. This fiduciary duty remains constant, no matter if I’m acting as your listing agent or your buyer’s agent.

A Day in the Life of a REALTOR: The Reality of Self-Employment

Being a real estate agent isn’t just about showing homes and closing deals. It’s a full-time commitment. We handle everything from marketing and advertising to managing showings and negotiations. And remember – we’re self-employed. Every expense, from professional photography to postage stamps, comes out of our own pocket.

So, while we may make it look easy, there’s a lot that goes on behind the scenes. And the bottom line? We only get paid when your deal closes.

Questions? Email Debbie

Email Debbie

The 184 Things Realtors® Do to Sell Your Property

Buying Property, Moving, Selling Property

The 184 Things Realtors® Do

Pre-Listing Activities

1. Make appointment with seller for listing presentation

2. Send seller a written or e-mail confirmation of listing appointment and call to confirm

3. Review pre-appointment questions

4. Research all comparable currently listed properties

5. Research sales activity for past 18 months from MLS and public records databases

6. Research “Average Days on Market” for this property of this type, price range and location

7. Download and review property tax roll information

8. Prepare “Comparable Market Analysis” (CMA) to establish fair market value

9. Obtain copy of subdivision plat/complex lay-out

10. Research property’s ownership & deed type

11. Research property’s public record information for lot size & dimensions

12. Research and verify legal description

13. Research property’s land use coding and deed restrictions

14. Research property’s current use and zoning

15. Verify legal names of owner(s) in county’s public property records

16. Prepare listing presentation package with above materials

17. Perform exterior “Curb Appeal Assessment” of subject property

18. Compile and assemble formal file on property

19. Confirm current public schools and explain impact of schools on market value

20. Review listing appointment checklist to ensure all steps and actions have been completed

Listing Appointment Presentation

21. Give seller an overview of current market conditions and projections

22. Review agent’s and company’s credentials and accomplishments in the market

23. Present company’s profile and position or “niche” in the marketplace

24. Present CMA Results To Seller, including Comparables, Solds, Current Listings & Expireds

25. Offer pricing strategy based on professional judgment and interpretation of current market conditions

26. Discuss Goals With Seller To Market Effectively

27. Explain market power and benefits of Multiple Listing Service

28. Explain market power of web marketing, IDX and REALTOR.com

29. Explain the work the brokerage and agent do “behind the scenes” and agent’s availability on weekends

30. Explain agent’s role in taking calls to screen for qualified buyers and protect seller from curiosity seekers

31. Present and discuss strategic master marketing plan

32. Explain different agency relationships and determine seller’s preference

33. Review and explain all clauses in Listing Contract & Addendum and obtain seller’s signature Once Property is Under Listing Agreement

34. Review current title information

35. Measure overall and heated square footage

36. Measure interior room sizes

37. Confirm lot size via owner’s copy of certified survey, if available

38. Note any and all unrecorded property lines, agreements, easements

39. Obtain house plans, if applicable and available

40. Review house plans and make copy

41. Order plat map for retention in property’s listing file

42. Prepare showing instructions for buyers’ agents and agree on showing time window with seller

43. Obtain current mortgage loan(s) information: companies and & loan account numbers

44. Verify current loan information with lender(s)

45. Check assumability of loan(s) and any special requirements

46. Discuss possible buyer financing alternatives and options with seller

47. Review current appraisal if available

48. Identify Home Owner Association manager if applicable

49. Verify Home Owner Association Fees with manager – mandatory or optional and current annual fee

50. Order copy of Homeowner Association bylaws, if applicable

51. Research electricity availability and supplier’s name and phone number

52. Calculate average utility usage from last 12 months of bills

53. Research and verify city sewer/septic tank system

54. Water System: Calculate average water fees or rates from last 12 months of bills )

55. Well Water: Confirm well status, depth and output from Well Report

56. Natural Gas: Research/verify availability and supplier’s name and phone number

57. Verify security system, current term of service and whether owned or leased

58. Verify if seller has transferable Termite Bond

59. Ascertain need for lead-based paint disclosure

60. Prepare detailed list of property amenities and assess market impact

61. Prepare detailed list of property’s “Inclusions & Conveyances with Sale”

62. Compile list of completed repairs and maintenance items

63. Send “Vacancy Checklist” to seller if property is vacant

64. Explain benefits of Home Owner Warranty to seller

65. Assist sellers with completion and submission of Home Owner Warranty Application

66. When received, place Home Owner Warranty in property file for conveyance at time of sale

67. Have extra key made for lockbox

68. Verify if property has rental units involved. And if so:

69. * Make copies of all leases for retention in listing file

70. * Verify all rents & deposits

71. * Inform tenants of listing and discuss how showings will be handled

72. Arrange for installation of yard sign

73. Assist seller with completion of Seller’s Disclosure form

74. “New Listing Checklist” Completed

75. Review results of Curb Appeal Assessment with seller and provide suggestions to improve salability

76. Review results of Interior Décor Assessment and suggest changes to shorten time on market

77. Load listing into transaction management software program

Entering Property in Multiple Listing Service Database

78. Prepare MLS Profile Sheet — Agents is responsible for “quality control” and accuracy of listing data

79. Enter property data from Profile Sheet into MLS Listing Database

80. Proofread MLS database listing for accuracy – including proper placement in mapping function

81. Add property to company’s Active Listings list

82. Provide seller with signed copies of Listing Agreement and MLS Profile Sheet Data Form within 48 hours

83. Take additional photos for upload into MLS and use in flyers. Discuss efficacy of panoramic photography

Marketing The Listing

84. Create print and Internet ads with seller’s input

85. Coordinate showings with owners, tenants, and other Realtors®. Return all calls – weekends included

86. Install electronic lock box if authorized by owner. Program with agreed-upon showing time windows

87. Prepare mailing and contact list

88. Generate mail-merge letters to contact list

89. Order “Just Listed” labels & reports

90. Prepare flyers & feedback faxes

91. Review comparable MLS listings regularly to ensure property remains competitive in price, terms, conditions and availability

92. Prepare property marketing brochure for seller’s review

93. Arrange for printing or copying of supply of marketing brochures or fliers

94. Place marketing brochures in all company agent mail boxes

95. Upload listing to company and agent Internet site, if applicable

96. Mail Out “Just Listed” notice to all neighborhood residents

97. Advise Network Referral Program of listing

98. Provide marketing data to buyers coming through international relocation networks

99. Provide marketing data to buyers coming from referral network

100. Provide “Special Feature” cards for marketing, if applicable

101. Submit ads to company’s participating Internet real estate sites

102. Price changes conveyed promptly to all Internet groups

103. Reprint/supply brochures promptly as needed

104. Loan information reviewed and updated in MLS as required

105. Feedback e-mails/faxes sent to buyers’ agents after showings

106. Review weekly Market Study

107. Discuss feedback from showing agents with seller to determine if changes will accelerate the sale

108. Place regular weekly update calls to seller to discuss marketing & pricing

109. Promptly enter price changes in MLS listing database

The Offer and Contract

110. Receive and review all Offer to Purchase contracts submitted by buyers or buyers’ agents.

111. Evaluate offer(s) and prepare a “net sheet” on each for the owner for comparison purposes

112. Counsel seller on offers. Explain merits and weakness of each component of each offer

113. Contact buyers’ agents to review buyer’s qualifications and discuss offer

114. Fax/deliver Seller’s Disclosure to buyer’s agent or buyer upon request and prior to offer if possible

115. Confirm buyer is pre-qualified by calling Loan Officer

116. Obtain pre-qualification letter on buyer from Loan Officer

117. Negotiate all offers on seller’s behalf, setting time limit for loan approval and closing date

118. Prepare and convey any counteroffers, acceptance or amendments to buyer’s agent

119. Fax copies of contract and all addendums to closing attorney or title company

120. When Offer to Purchase Contract is accepted and signed by seller, deliver to buyer’s agent

121. Record and promptly deposit buyer’s earnest money in escrow account.

122. Disseminate “Under-Contract Showing Restrictions” as seller requests

123. Deliver copies of fully signed Offer to Purchase contract to seller

124. Fax/deliver copies of Offer to Purchase contract to Selling Agent

125. Fax copies of Offer to Purchase contract to lender

126. Provide copies of signed Offer to Purchase contract for office file

127. Advise seller in handling additional offers to purchase submitted between contract and closing

128. Change status in MLS to “Sale Pending”

129. Update transaction management program show “Sale Pending”

130. Review buyer’s credit report results — Advise seller of worst and best case scenarios

131. Provide credit report information to seller if property will be seller-financed

132. Assist buyer with obtaining financing, if applicable and follow-up as necessary

133. Coordinate with lender on Discount Points being locked in with dates

134. Deliver unrecorded property information to buyer

135. Order septic system inspection, if applicable

136. Receive and review septic system report and assess any possible impact on sale

137. Deliver copy of septic system inspection report lender & buyer

138. Deliver Well Flow Test Report copies to lender & buyer and property listing file

139. Verify termite inspection ordered

140. Verify mold inspection ordered, if required

Tracking the Loan Process

141. Confirm Verifications Of Deposit & Buyer’s Employment Have Been Returned

142. Follow Loan Processing Through To The Underwriter

143. Add lender and other vendors to your management program so agents, buyer and seller can track progress of sale

144. Contact lender weekly to ensure processing is on track

145. Relay final approval of buyer’s loan application to seller

Home Inspection

146. Coordinate buyer’s professional home inspection with seller

147. Review home inspector’s report

148. Enter completion into transaction management tracking software program

149. Explain seller’s responsibilities with respect to loan limits and interpret any clauses in the contract

150. Ensure seller’s compliance with Home Inspection Clause requirements

151. Recommend or assist seller with identifying and negotiating with trustworthy contractors to perform any required repairs

152. Negotiate payment and oversee completion of all required repairs on seller’s behalf, if needed

The Appraisal

153. Schedule Appraisal

154. Provide comparable sales used in market pricing to Appraiser

155. Follow-Up On Appraisal

156. Enter completion into transaction management program

157. Assist seller in questioning appraisal report if it seems too low

Closing Preparations and Duties

158. Contract Is Signed By All Parties

159. Coordinate closing process with buyer’s agent and lender

160. Update closing forms & files

161. Ensure all parties have all forms and information needed to close the sale

162. Select location where closing will be held

163. Confirm closing date and time and notify all parties

164. Assist in solving any title problems (boundary disputes, easements, etc) or in obtaining Death Certificates

165. Work with buyer’s agent in scheduling and conducting buyer’s Final Walk-Thru prior to closing

166. Research all tax, HOA, utility and other applicable prorations

167. Request final closing figures from closing agent (attorney or title company)

168. Receive & carefully review closing figures to ensure accuracy of preparation

169. Forward verified closing figures to buyer’s agent

170. Request copy of closing documents from closing agent

171. Confirm buyer and buyer’s agent have received title insurance commitment

172. Provide “Home Owners Warranty” for availability at closing

173. Reviews all closing documents carefully for errors

174. Forward closing documents to absentee seller as requested

175. Review documents with closing agent (attorney)

176. Provide earnest money deposit check from escrow account to closing agent

177. Coordinate this closing with seller’s next purchase and resolve any timing problems

178. Have a “no surprises” closing so that seller receives a net proceeds check at closing

179. Refer sellers to one of the best agents at their destination, if applicable

180. Change MLS status to Sold. Enter sale date, price, selling broker and agent’s ID numbers, etc.

181. Close out listing in your management program

Follow Up After Closing

182. Answer questions about filing claims with Home Owner Warranty company if requested

183. Attempt to clarify and resolve any conflicts about repairs if buyer is not satisfied

184. Respond to any follow-on calls and provide any additional information required from office files.

How Can I Help You?

Email Debbie

Get In Touch

Phone Number

(406) 219-7683

Email

dmaue@glaciersir.com

License Number

#38756

Office

Glacier Sotheby's
204 Central Avenue
Whitefish, MT 59937

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Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks used with permission. Sotheby’s International Realty Affiliates LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Office Is Independently Owned And Operated. If your property is listed with a real estate broker, please disregard. It is not our intention to solicit the offerings of other real estate brokers. We are happy to work with them and cooperate fully. Although information, including measurements, has been obtained from sources deemed reliable, accuracy is not guaranteed.

Somers

Northwest Montana Towns, Somers

Explore the Stunning Beauty and Rich History of Somers, Montana

Nestled along the northwestern shores of Flathead Lake, Somers, Montana, is a quaint town where history and scenic beauty come together with stunning lake views and a friendly, active sailing community.

Though Somers has evolved from its industrial roots, the town’s close-knit community remains its heart and soul. The Somers Company Town Historic District is a testament to the town’s historical significance, and ongoing efforts to preserve its legacy ensure that future generations will continue to appreciate Somers’ role in Montana’s development. Locals take pride in their rich heritage, often sharing stories of the early mill workers and railways that helped build the town.

Founded in 1901 by John O’Brien, Somers was originally a bustling timber town. The Somers Lumber Company and its sawmill, strategically located near Flathead Lake, became the backbone of the town’s economy. Timber from the surrounding forests was milled and shipped across the state by the Great Northern Railway, which established a rail line there. The town’s rich industrial history is still evident today, with remnants of its mill town past scattered throughout the area, giving Somers a unique and charming character.

One of Somers’ most iconic landmarks is the Somers Mansion, a grand historic home that tells the story of the town’s early days. Built in 1910 by James Conlon, the mansion was originally intended to house the mill’s management. Today, it is a beautifully preserved piece of history, offering visitors a rare glimpse into Montana’s early 20th-century lifestyle. With its elegant architecture and stunning views of Flathead Lake, the mansion is a must-see for anyone interested in the area’s heritage.

Beyond its historical landmarks, Somers boasts easy access to some of Montana’s most beautiful natural attractions. Whether you’re boating on Flathead Lake, exploring nearby hiking trails, or simply soaking in the peaceful surroundings, Somers is a destination where history meets nature in perfect harmony.

As the seasons change, Somers transforms into a winter wonderland. Just a short drive from Blacktail Mountain Ski Area, Somers offers easy access to skiing, snowboarding, and snowshoeing, making it a perfect year-round destination.

Somers shares a strong sense of community with it’s neighboring town of Lakeside. Both Lakeside and Somers are located 8 miles south of Kalispell. They are united under the same Chamber of Commerce and school district, working together to support local businesses and provide quality education.

Click Here to Visit the Lakeside/Somers Chamber of Commerce Page.

Lakeside Elementary School LES is a kindergarten through fifth-grade facility with approximately 380 students. Somers Middle School SMS is a small rural school that serves app. 200 students in the 6th, 7th, and 8th grades. To learn more about the Somers Lakeside School District Click Here.

Questions? Email Debbie

Email Debbie

Step by Step Guide to Buying Your Home

Buying Property, Moving, Selling Property

The Buying Process—Your Step-by-Step Guide to Buying a Property with Debbie Maue

First Things First

I will introduce myself, my qualifications, and the qualifications of my firm.
I will Answer Any Questions You May Have Regarding Qualifications
I will Review How I Represent You and My Responsibilities to you
I will Discuss Your Responsibilities with Me
I will Explain the Procedure of Choosing Properties and Setting Appointments
Once we find the property you would like to purchase:

Time is of the essence……….The market is very strong……..

We will sit down and go over the contract and the terms we would like to include, such as:

All personal property to be included
Financing terms
Closing date
Attorney and inspection terms
Completion of necessary riders (lead paint, property disclosure, etc.)
Any other negotiable items
We will review the comps and determine the offering price

When completed, you will sign the contract.

I will contact the listing broker that we have an offer.

I will then meet or discuss over the phone the terms of this offer
The seller and the listing broker will review the terms of the offer to determine if and what their counter will be
The listing broker will contact me to negotiate their counteroffer- We may negotiate back and forth multiple times

Once everyone involved agrees on the terms of the offer:

The contract is signed by the seller and all parties involved receive a copy.
“Time is of the essence” – Receipt does not take place until we receive a copy, at which time, the “clock starts ticking”.
Sellers and buyers contact their attorneys.
Copies of the contract are forwarded to the attorneys for their review as outlined in the purchase contract.
Copies of the contract are forwarded to the lenders and condo associations, when applicable.
An inspection may or may not be performed upon your request (as outlined in the purchase contract). After which, any mechanical or structural defects of concern shall be negotiated with the seller to be remedied.
Your lender/mortgage broker should be contacted to proceed with loan application as outlined in purchase agreement. Be sure to provide them with all necessary documents to complete your mortgage application.
The listing agent coordinates any requirements by condo association, when applicable.
You will provide, when applicable, to the condo association any additional documents, information, or funds.
You will meet with the condo association, when applicable.
The listing agent obtains a certificate of insurance for the condo, when applicable.
I will provide your attorney with any additional documents they may request.
As outlined in the purchase agreement, terms of attorney’s approval, property inspection, and mortgage requirements are met in a timely matter.
24-48 hours prior to close of escrow you will do a final walk-thru.
Close of escrow takes place and moneys are distributed.

CONGRATULATIONS ON YOUR NEW HOME!!!!!!!

Note: Is important that all terms of the purchase agreement are met in a timely and responsible manner – or it may constitute a breach of contract.

Download

A Moving Checklist For Property Sellers

Moving, Selling Property

Seller’s Moving Checklist

8-9 Weeks Prior

Create a realistic budget for moving expenses. If you’re hiring professional movers, remember small things add up like tape, boxes, transportation, storage, etc.

Request time off work for moving day. Give yourself ample time to get everything moved and settled, without the stress of work responsibilities sitting in the back of your mind.

Get started on home renovations. If there is painting or major remodeling, you will want to get a head start on this sooner than later.

Purge time! Go through every room of your house and begin getting rid of items you know you won’t keep and identify any items that can be donated to charity.

If you have children, make sure you reach out to their new school(s) for information on registration and transfer records if necessary.

6-7 Weeks Prior

The worst kind of surprise is when your movers are at the door of your new home and you realize the couch just won’t fit. Make sure to measure rooms and doorways and confirm all furniture will fit correctly.

Create an excel spreadsheet of family members, friends, and colleagues who will need your new address and share it with them via email.

Contact your doctor, dentist, and veterinarian to get copies of all records and arrange to transfer files to new health care providers. You can do this online if you have access to a patient portal.

4-5 Weeks Prior

Pack items that you need easy access to in an “essentials” box, such as toilet paper, soap, trash bags, chargers, box cutters, tape, tools, paper plates, snacks, towels, etc.

Contact utility companies and transfer or cancel service. Make sure they’re aware of your move date and arrange for service and installation as needed.

2-4 Weeks Prior

Change your address with important service providers, such as your bank(s), credit card companies, subscriptions, and others. Don’t forget to submit your address change to USPS.com.

Check insurance coverage in all areas. Update or transfer your homeowner, vehicle, or any other insurance you may have. Know the insurance your moving company provides will generally only cover the items they transport for you.

1-2 Weeks Prior

Unplug, disassemble, and clean out appliances.

Ensure all essential utilities like gas, electricity, water, and internet services are ready at your new home.

Cancel utilities for the day “after” closing.

Empty your safe deposit box if you have one.

Clean stove-top and oven.

Defrost freezer.

Moving Day

- Leave it as clean as possible and remove all garbage and recycling.

Download this list by clicking on the button below.

Download

Lakeside

Lakeside, Northwest Montana Towns

Discover the Charm and Breathtaking Views of Lakeside, Montana

Nestled on the shores of stunning Flathead Lake, Lakeside, Montana is a hidden gem that offers natural beauty, small-town charm, and endless outdoor adventures. Whether you’re seeking a peaceful home or an adrenaline-filled lifestyle, Lakeside provides the perfect backdrop for every experience.

A Nature Lover’s Paradise With the crystal-clear waters of Flathead Lake at your doorstep and the towering peaks of the Swan and Mission Mountains nearby, Lakeside is a haven for outdoor enthusiasts. Enjoy boating, kayaking, and fishing on the lake, or venture into the surrounding wilderness for hiking, biking, and wildlife viewing.

A Quaint and Welcoming Community Lakeside may be small, but it’s big on community spirit. Stroll through the town and you’ll find charming local shops, cozy cafés, and delicious eateries that showcase the best of Montana’s local flavors. Whether you’re grabbing a morning coffee or browsing unique artisan goods, you’ll be greeted with warm smiles and a laid-back atmosphere.

Year-Round Adventure In the summer, Lakeside is alive with water activities, vibrant festivals, and their infamous 4th of July parade. As the seasons change, the town transforms into a winter wonderland. Just a short drive from Blacktail Mountain Ski Area, Lakeside offers easy access to skiing, snowboarding, and snowshoeing, making it a perfect year-round destination.

Lakeside’s tranquil environment also provides breathtaking sunsets over Flathead Lake where you will breathe in the fresh mountain air and an unforgettable experience where nature, community, and adventure come together in perfect harmony.

Lakeside shares a strong sense of community with it’s neighboring town of Somers. Both Lakeside and Somers are located 8 miles south of Kalispell. They are united under the same Chamber of Commerce and school district, working together to support local businesses and provide quality education.

Click Here to Visit the Lakeside/Somers Chamber of Commerce Page.

Lakeside Elementary School LES is a kindergarten through fifth-grade facility with approximately 380 students. Somers Middle School SMS is a small rural school that serves app. 200 students in the 6th, 7th, and 8th grades. To learn more about the Somers Lakeside School District Click Here.

How Can I Help You?

Email Debbie

Kalispell

Kalispell, Northwest Montana Towns

Get to Know Kalispell

The center of the Flathead Valley is Kalispell, a relaxing Western getaway tucked between the splendorous mountains of Glacier National Park and the crystal-clear waters of Flathead Lake. Kalispell’s charming downtown shopping district, craft breweries and distilleries, dozens of restaurants with a dash of Montana flavor, and outdoor recreation activities for families of all ages make it the perfect base in the wilds of Northwest Montana.

Traveling to Kalispell is a cinch, too, with Glacier Park International Airport bringing travelers in from around the country daily, an Amtrak train station just up the road in Whitefish and a pair of major Montana highways running right through the center of town. And once you get here, you’ll enjoy clean, friendly accommodations at our many hotels that can fit any budget, all perfect spots to rest up before your next adventure on the water, in the mountains or in any of the plentiful public lands.

Staying in Kalispell leaves you squarely between two mountains sure to please any downhill skier or snowboarder, and the acres upon acres of open space are perfect for strapping on a pair of cross-country skis or snowshoes to enjoy landscapes glistening with fresh snow. Experience life in the center of it all. A place where the spectacular mountains rise, the crystal-clear rivers and lakes sparkle, the comfortable accommodations rejuvenate, and the tasty craft beers refresh. All that and more is right here, waiting for you, in Kalispell, Montana.” Click Here to Visit Discover Kalispell to find out more!

There are plenty of great restaurants to visit in Kalispell including Casa Mexico, The Brass Tap, and Sykes Diner. Or stop by Glacier Shave Ice.

Peterson Elementary School Peterson Elementary School is based on the belief that all students can learn and that the fundamental purpose of schools is learning.

Kalispell Middle School KMS is a three-year educational facility offering a comprehensive program for students Grades 6-7-8. The mission of Kalispell Middle School is to produce contributing members of America’s diverse society. We stimulate intellectual curiosity within a school environment where students feel a sense of safety, community and ownership. We promote pride in individual achievement and help students meet their potential by instilling the value of accomplishment based on good behavior, work and effort.

Glacier High School Glacier High School is an above average, public school located in Kalispell, MT. It has 1,345 students in grades 9-12 with a student-teacher ratio of 17 to 1. According to state test scores, 36% of students are at least proficient in math and 57% in reading.

How Can I Help You?

Email Debbie

Hungry Horse

Creston, Hungry Horse, Northwest Montana Towns

Hungry Horse, Montana, conveniently located just miles from Glacier National Park

Hungry Horse, Montana, is a quaint gateway to Glacier National Park, offering affordable real estate options and endless outdoor activities. With home prices averaging around $350,000, it’s an excellent spot for those seeking proximity to nature without breaking the bank. Surrounded by stunning forests and the famous Hungry Horse Reservoir, it’s a hiker’s paradise with trails for all skill levels. The local economy thrives on tourism, with cozy lodges, family-owned restaurants, and outdoor adventure businesses creating a warm, welcoming community for residents and visitors alike.

The name “Hungry Horse” comes from a local legend about two draft horses that wandered away from their logging camp during a severe winter in 1900. After being lost for a month, the horses were found extremely malnourished but alive. The story of these resilient animals inspired the naming of the nearby Hungry Horse Dam and the town itself, symbolizing survival and endurance in the great outdoors of Northwestern Montana

How Can I Help You?

Email Debbie

Eureka

Eureka, Northwest Montana Towns

Discover the Hidden Gem of Eureka, Montana

Eureka, Montana is a hidden gem for homebuyers and outdoor enthusiasts. With a current median home price around $550,000, it offers both investment potential and small-town charm. Located just minutes from the Canadian border, Eureka provides easy access to international travel, while its proximity to Glacier National Park makes it a dream for hikers and nature lovers. Local businesses thrive in this scenic town, offering everything from boutique shopping to cozy cafes, making it a vibrant community for both residents and visitors alike. Learn more by visiting The Eureka Chamber of Commerce website here.